Global Trade Alert
Global Trade Alert

India: Foreign Investment Policy for insurance companies liberalised

Announcement

20 Dec 2025

In December 2025, India introduced the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, which raised the foreign direct investment limit in insurance companies from 74% to 100% and reduced the net owned fund requirement for branches of foreign re-insurance companies.

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Number of interventions

2

0 certainly harmful

0 likely harmful

2 liberalising

List of interventions

Implementation date

20 Dec 2025

Revocation date:

No revocation date

Updated: 20 Dec 2025
FDI: Treatment and operations, nes In force

Recent update from 20 Dec 2025:

On 20 December 2025, India, through the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, reduced the net owned fund requirement for branches of foreign re-insurance companies from 5...

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Updated: 20 Dec 2025
FDI: Entry and ownership rule In force

Recent update from 20 Dec 2025:

On 20 December 2025, India, through the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, liberalised the foreign investment policy for insurance companies. The amendment increased t...

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